@article {4484,
	title = {Global Retail Lending in the Aftermath of the US Financial Crisis: Distinguishing Between Supply and Demand Effects},
	journal = {Journal of Financial Economics},
	volume = {100},
	year = {2011},
	pages = {556{\textendash}578},
	doi = {10.1016/j.jfineco.2010.12.001},
	url = {https://doi.org/10.1016/j.jfineco.2010.12.001},
	author = {Puri, Manju and Rocholl, J{\"o}rg and Steffen, Sascha}
}
