<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>17</ref-type><contributors><authors><author><style face="normal" font="default" size="100%">Handel, Ben</style></author><author><style face="normal" font="default" size="100%">Kolstad, Jonathan</style></author></authors></contributors><titles><title><style face="normal" font="default" size="100%">Getting the Most from Marketplaces: Smart Policies on Health Insurance Choice</style></title><secondary-title><style face="normal" font="default" size="100%">Brookings Hamilton Project Discussion Paper</style></secondary-title></titles><dates><year><style  face="normal" font="default" size="100%">2015</style></year></dates><publisher><style face="normal" font="default" size="100%">The Hamilton Project</style></publisher><pages><style face="normal" font="default" size="100%">1-28</style></pages><language><style face="normal" font="default" size="100%">eng</style></language></record></records></xml>